Health Coverage For Small Businesses
A better way of caring for your employees
Anyone who owns a business will say the same thing:
There are no small decisions whens it comes to business.
There are no small decisions whens it comes to business.
Small Business Health Insurance
Work with business health insurance brokers that are dedicated to making your life easier.
Employers who offer health insurance to their employees can receive several tax benefits.
These benefits include:
Tax Exemptions
Exemption from federal income and payroll taxes:
Employer-paid premiums for health insurance are exempt from federal income and payroll taxes.
Tax Deductions
Employers contributions for group health insurance are tax-deductible and they pay less in payroll taxes.
Tax Credits
Employers with fewer than 25 employees who provide health coverage may be eligible for a Small Business Health Care Tax Credit.
Offering health insurance to your employees will benefit your employees in many ways:
IMPROVE EMPLOYEE HEALTH
Better access to affordable healthcare decreases stress, which boosts immunity in employees, lessening the chances of contracting illnesses at the workplace.
INCREASED PRODUCTIVITY
Easier access to the best healthcare improves employee's energy, attitude, focus, engagement and productivity.
Job performance improves by 25% if employees worry less about staying healthy and being able to see a doctor when needed.
HIGHER JOB SATISFACTION
Retain the best current employees and encourage the top talent to apply to work for you.
Over half of employees have said health insurance is the most important benefit that impacts their job satisfaction.
REDUCE SICK DAYS
Strong medical and wellness benefits help to keep a workforce healthy, reduce absenteeism and boost overall productivity.
We understand that health insurance is complicated so we've created a simple model for you to compare plans and choose what's best for your business.
Employees have different needs when it comes to health benefits, some never go to the doctor and only need basic coverage while others have serious illnesses and need a higher coverage health plan. The wonderful thing is that as the employer you can tailor insurance benefits to meet the needs of the company as well as the employees.
Employees have different needs when it comes to health benefits, some never go to the doctor and only need basic coverage while others have serious illnesses and need a higher coverage health plan. The wonderful thing is that as the employer you can tailor insurance benefits to meet the needs of the company as well as the employees.
What to offer employees:
Lowest premiums and highest out-of-pocket costs.
Pays 60% of your health costs, you pay 40%.
Perfect for anyone that only needs it when necessary for annual check ups, screenings, and urgent care visits when needed.
Lower premiums and higher out-of-pocket costs.
Pays 70% of your health costs, you pay 30%.
Best for anyone that regularly sees their primary doctor for preventive care like check ups, screenings and prescriptions as needed.
Pays 70% of your health costs, you pay 30%.
Best for anyone that regularly sees their primary doctor for preventive care like check ups, screenings and prescriptions as needed.
Moderate premiums with moderate out-of-pocket costs.
Pays 80% of your health costs, you pay 20%.
Great for anyone with medical needs that have lower maintenance medical conditions like pre-diabetes, mental illness, and for using a few prescriptions a month.
Pays 80% of your health costs, you pay 20%.
Great for anyone with medical needs that have lower maintenance medical conditions like pre-diabetes, mental illness, and for using a few prescriptions a month.
Highest premiums and lowest out-of-pocket costs.
Pays 90% of your health costs, you pay 10%.
Best for anyone that has more high maintenance medical needs for pre-existing conditions like diabetes and for using several prescriptions a month.
Pays 90% of your health costs, you pay 10%.
Best for anyone that has more high maintenance medical needs for pre-existing conditions like diabetes and for using several prescriptions a month.
Give your employees the choice of the nation's best insurance providers:
Blue Cross Blue Shield
Kaiser Permanente
Allstate Health Solutions
We offer business health insurance plans to the following states:
Business Health Insurance California
Business Health Insurance Mississippi
Business Health Insurance Texas
Business Health Insurance Arizona
What Information Is Needed To Get Started:
- Company Name & Address
- Employee Names & Dependents
- Age & Gender Of Employees & Dependents
We will help you make the right choice for your business, for yourself, and employees.